Review Is Sunbit Scam or Should I Invest

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Here’s Why You Should Invest In Stepan Company (SCL) Now

We believe that Stepan Company (NYSE: SCL ) is a solid choice for investors, seeking exposure in the chemical space. Healthy growth opportunities in two business segments, programs driving internal efficiencies and buyout gains, will continue to work in favor of the company.

The stock, with $1.9 billion of market capitalization, has been upgraded to a Zacks Rank #1 (Strong Buy) on Mar 14. Its investment appeal is further accentuated by a VGM Score of A.

Stepan Company delivered better-than-expected earnings in two of the last four quarters, recording an average positive earnings surprise of 15.70%. Notably, the company’s shares have rallied 7.2% in the last three months, outperforming 2% gain of the industry.

Why the Upgrade?

We are providing a snapshot of how Stepan Company fared in the fourth quarter of 2020. Its earnings of $1.06 surpassed the Zacks Consensus Estimate by 58.21% and also surged 104% over the year-ago quarter’s tally. Net sales were up 13% on the back of higher selling price, rise in volumes sold and forex gains. On a segmental basis, results were impressive for Surfactants and Polymers.

In the quarters ahead, Stepan Company believes that Surfactants segment has the solid growth potential in oilfield chemicals, agricultural and construction markets as well as from Tier 2 and 3 customers. Moreover, the company is working toward improving asset utilization in the U.S. laundry business and reducing fixed costs. For the Polymers segment, the company anticipates gaining from conservation efforts in the global energy market. Also, prospects in the insulation market and capacity additions in Asia, Europe and the U.S. will benefit.

In addition, the company’s efforts for expansion in existing markets and penetrating into new markets, as well as innovating new products, are worth mentioning. Its DRIVE program focuses on improving internal efficiencies through effective procurement, supply chain optimization and reduction in selling, general and administrative expenses. Acquisition of meaningful businesses will be advantageous too. In June 2020, the company agreed to acquire BASF Mexicana’s surfactant production facility in Mexico and some of its related surfactants business. The buyout is anticipated to close in the first quarter of 2020.

For 2020, Stepan Company anticipates capital expenditures to be $105-$115 million, while the company will work toward repaying the debt of $20.7 million. Also, the lower tax rate of 20-23% versus 34% in 2020 will be beneficial.

In last 30 days, earnings estimates for Stepan Company were revised upward by two brokerage firms for 2020 and by one for 2020. Per a 30-day ago tally, the Zacks Consensus Estimate is pegged at $5.17 for 2020 and $5.79 for 2020, reflecting the increase of 10% and 6.2%, respectively.

Stepan Company Price and Consensus

Other Stocks to Consider

Other stocks worth considering in the industry include LyondellBasell Industries N.V. (NYSE: LYB ) , Kronos Worldwide, Inc. (NYSE: KRO ) and Air Products and Chemicals, Inc. (NYSE: APD ) . While both LyondellBasell Industries and Kronos Worldwide sport a Zacks Rank #1, Air Products and Chemicals carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

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In the last 60 days, earnings estimates for these three stocks have improved for the current year. Also, average positive earnings surprise for the last four quarters was 2.14% for LyondellBasell Industries, 35.01% for Kronos Worldwide and 4.68% for Air Products and Chemicals.

Breaking News: Cryptocurrencies Now Bigger than Visa

The total market cap of all cryptos recently surpassed $700 billion – more than a 3,800% increase in the previous 12 months. They’re now bigger than Morgan Stanley (NYSE: MS ), Goldman Sachs (NYSE: GS ) and even Visa! The new asset class may expand even more rapidly in 2020 as new investors continue pouring in and Wall Street becomes increasingly involved.

Zacks has just named 4 companies that enable investors to take advantage of the explosive growth of cryptocurrencies via the stock market.

Bitsane review – is scam or good cryptocurrency exchange?

Bitsane’s website went offline on June 17, 2020. The exchange’s team is out or reach, disappearing with user funds worth millions of euro

Trading Accounts

Account type Minimum deposit Leverage Maker Fee Taker Fee
Standard 10 EUR or USD* None 0.15% 0.25%

*This minimum level applies only to for Wire/SEPA transfers.

Bitsane is a spot trading exchange for some of the most popular crypto currencies such as Bitcoin, Litecoin, Ethereum, Ripple, etc. It offers both crypto-to-fiat and crypto-to-crypto trading through a single account type.

This crypto-exchange applies different treading fee levels , depending on whether a user places their own bid or just buys/sells from the first available bid/ask. This approach is common for such venues. Also, like most cryptocurrency exchanges. Bitsane does not support margin trading.

Registe ring an account with Bitsane is easy, free and requires no personal information. However, in order to deposit in fiat currencies via bank wire or raise the account limits applicable, one has to verify the account and upload ID documents and a photo. This is typical for crypto-exchanges, as most of them have policy to prevent money laundering.

Account holders also get e asy access to their Bitsane wallet s for fast deposits and withdrawals.

The company, security of funds

Company Country Regulation
Bitsane Ltd. Ireland N/A

Launched in 2020, Bitsane is a Dublin-based cryptocurrency exchange that allows users to freely trade between a number of different virtual currencies and fiat (USD and EUR).

Its trading volume is not anything significant. As of November 2020, Bitsane is sitting at the #124 spot in the list of the top cryptocurrency exchanges by their 24 hour trading volume, according to CoinMarketCap. The most popular pairs including BCH/BTC, and BCH/EUR.

The company operating the platform, Bitsane Ltd., is not regulated by any authority, as is often the case with crypto-exchanges worldwide. The Central Bank of Ireland, which is in charge of financial regulation, has not made any moves towards regulating Bitcoin and the related services and activities.

Nonetheless, Bitsane says it keeps clients’ assets in cold storage and follows strict AML and CTF p olicy. T here is also arbitration procedure in place, in case a dispute arises between clients and the company. Besides, this exchange has not been the target of a major hack yet.

If you wish to trade cryptocurrencies with a regulated entity, you may also do that with forex brokerages. Their Bitcoin offering involves certain specifics , however they are properly licensed and besides, provide margin trading.

Trading instruments (cryptocurrencies)

The service provided by Bitsane currently supports Bitcoin, Bitcoin Cash, Bitcoin Gold, Ethereum, Litecoin, Ripple, Dash, Iconomi, as well as EUR amd USD fiat currencies. With this exchange, investors can trade in both crypto-to-fiat and crypto-to-crypto pairs.

Bitsane has set a minimum investment amount only to Wire/SEPA transfers – 1 0 EUR or USD. N o minimum investment levels apply to deposits in blockchain.

L ike many similar exchanges, Bitsane offers only spot trading in cryptocurrencies and does not support margin trading. Indeed, providing leverage in such a volatile and dynamic market as cryptocurrencies may not be such a good idea.

Nonetheless, If you want to trade with leverage, some exchanges offer that option – Kraken, Poloniex, CexIo, etc. Besides, you can also try out trading in cryptocurrency CFDs with forex brokers.

The trading fees at Bitsane are relatively competitive for the current state of the crypto-market . The rate for market “makers” (who provid e liquidity ) i s 0.1 5 %, while market “takers” are charged with a fee of 0.2 5 %.

Besides, withdrawals, as well as some deposits are also charged with fees, which we discuss below, in the “Methods of Payment” section.

Trading platform

Bitsane provides a conventional web-based trading and exchange platform with m obile- f riendly d esign. It has a real-time market quotes section for all the trading instruments offered, an order book, market depth window and is equipped with basic candlesticks charting. The platform allows two order types: Market and Limit. Besides, Bitsane offers a powerful and simple API solution that allows you to develop your own crypto currency trading applications.

A snapshot of Bitsane`s platform.

Unfortunately , it seems that trading volumes on most pairs are quite low.

Methods of payment

One of Bitsane’s advantages is the variety of payment methods it offers . While many crypto-exchanges allows their clients to transfer only t he cruptocurrencies it supports, Bitsane also allows payments in EUR and USD and rubles v ia bank wire transfer or SEPA, as well as by OKPAY and ADVCASH.

Unfortunately, Bitsane’s system does not support Credit/Debit card transactions yet, this option may be added in the future.

Withdrawals via bank wire/SEPA involve a fee of 5 EUR, and those in Cryptocurrencies, as follows:

Also, keep in mind that Bitsane applies certain deposit and withdrawal limits. The limit for withdrawals and deposits of fiat is 10000 per transaction for non-verified users and 50000 per transaction for verified ones .


Bitsane is a crypto-exchange based in Ireland that offers a simple way to trade in some of the most popular digital coins with competitive trading and payment fees. Another big advantage of the exchange is that it supports several payment methods, including the reliable SEPA and some e-wallets. However, trading volumes on most pairs seem low, and the platform is very basic. To sum up the above:

Pros Cons
No major hacks yet Low trading volumes
Competitive fees Platform lacking advanced features
Supports SEPA transfers No credit card payments
No margin trading
Broker Advantages

FXTM a regulated forex broker (regulated by CySEC, FCA and FSC), offering ECN trading on MT4 an MT5 platforms. Traders can start trading with as little as $10 and take advantage of tight fixed and variable spreads, flexible leverage and swap-free accounts.

Trading212 is a European broker with an excellent proprietary trading platform, which is now available as an iPhone app as well (we tried it out and we loved it). Trading 212’s customers enjoy fast execution a vast selection of trading instruments.

XM is broker with great bonuses and promotions. Currently we are loving its $30 no deposit bonus and deposit bonus up to $5000. Add to this the fact that it’s EU-regulated and there’s nothing more you can ask for.

FXCM is one of the biggest forex brokers in the world, licensed and regulated on four continents. FXCM wins our admirations with its over 200,000 active live accounts and daily trading volumes of over $10 billion.

FxPro is a broker we are particularly keen on: it’s regulated in the UK, offers Metatrader 4 (MT4) and cTrader – where the spreads start at 0 pips, Level II Pricing and Full Market Depth. And the best part? With FxPro you get negative balance protection.

FBS is a broker with cool marketing and promotions. It runs an loyalty program, offers a $100 no-deposit bonus for all new clients outside EU willing to try out its services, and an FBS MasterCard is also available for faster deposits and withdrawals.

FxChoice is a IFSC regulated forex broker, serving clients from all over the world. It offers premium trading conditions, including high leverage, low spreads and no hedging, scalping and FIFO restrictions.

HotForex is a EU Regulated broker, offering wide variety of trading accounts, including Auto, Social and Zero spread accounts. The minimum intial deposit for a Micro account is only $50 and is combined with 1000:1 leverage – one of the highest in the industry.

Bitcoin Investment Sites – Scam (or fun)?

Every day a bunch of shitty new scams float the internet. Certainly you have seen a lot of them thinking „that‘s a scam“.

If you think that way, you’re right, every of those sites will disappear in the long run. But if you’re a bit of a gambler, such sites can be a lot of fun.


As said before, every site will disappear in about 2–4 Months from the day it started. So if you’re a gambler, you’re looking for something like:

BtcEarn.IO – The Best Bitcoin Cloud Mining!

Sure, MyDoge.IO team propose you competitive referral system in which you will earn with Level 1 : + 20% Level 2 : + 10%…

It has started on July 30 so it should be online for a couple of months. Btcearn is a „Cloud-Mining“ site (risk more, earn more) with a payout period of 60 Days.

A few satoshis for joining are included (free plan)!


I would recommend to gamble for max. 1 payout period plus 7 Days.

So if you want to profit, you should invest in this week. As said before, only risk what you can afford to lose.


This hasn’t been the first „scam“ i joined. The first time i was greedy and lost all of my investment after 4 months.

By now i’m more than even, always risking a bit and earning a lot. These sites are all the same, you just need to know how to use them.

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  • Binarium

    The Best Binary Options Broker 2020!
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    Good Broker For Experienced Traders!

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